English as a Second Language (ESL) Podcast - Learn English Online

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A podcast for those wanting to learn or improve their English - great for any ESL or EFL learner. Visit us at http://www.eslpod.com.


1,126 - Using a Pawnshop

August 3rd, 2015

Episode 275 of 489 episodes

If you need money fast, you may have to get a loan from a pawnbroker. Find out how it works in this episode. Slow dialog: 1:13 Explanations: 3:32 Fast dialog: 16:54 Jamaica: I need to raise some cash right away. I’m thinking of hocking a few things. You’ve used the pawnshop down the street before, right? Nolan: Yeah, a few years ago when I lost my job. I needed a short-term loan to tide me over until I could find a new one. Jamaica: Is the place legit? Nolan: It seemed to be. I have no complaints. Jamaica: That’s good. How would I go about pawning something? Nolan: It’s pretty simple. You bring the pawnbroker something that’s worth money to use as collateral and then you get a loan for a fraction of its value. Then, you have 90 days to repay the loan, plus interest and fees. Jamaica: How do I redeem my item? Nolan: You just show them your pawn ticket. Jamaica: That sounds pretty simple. What if I can’t repay the money by the deadline? Nolan: Then you forfeit your item. The pawnshop tries to sell it to recoup the money they lent you. Jamaica: Okay, I’m going to do it. I’m going to pawn my collection. Nolan: Your collection of what? Jamaica: Action figures. I have the entire collection of ESL Podcast action figures. There’s Jeff, Lucy, Warren, Jessica, Adriano, Pao, LeeAnn, Alison . . . Nolan: I said something worth money, remember? Script by Dr. Lucy Tse

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